We
can fiancé any state or federally controlled
entity.
Please contact
us so one of our finance specialists can discuss
your specific needs and how we can arrange the
financing your company requires.
Why
Lease?
Leasing
is the right choice!
Leasing is one of the fastest growing ways of
acquiring equipment in business today. Recent
surveys found that 80% of U.S. businesses, from
Fortune 500 to the local family business, lease
some portion of their equipment. A growing business
often faces the dilemma of limited cash flow and
the need to add equipment. Leasing can put the
equipment to work for you with real cash flow
advantages and without major capital investment.
We can lease virtually and type of equipment,
including software and installation.
Low
monthly payments
The monthly lease payment will usually be lower
than the payment required by other methods or
financing.
No
need to tie up capital
Keep your business’ cash for future needs,
unexpected expenses or working capital when revenues
are low.
You can
always lease equipment – you cannot lease
money!
Most types of financing require down payments
of up to 25%, whereas leasing covers 100% of the
cost of the equipment. Most leases require only
one or two payments in advance. Get immediate
use of the equipment with minimal up-front cost.
Preserve
existing lines of credit
Leasing has no impact on your bank credit lines.
Protect your borrowing power for other business
needs or opportunities.
Eliminate
obsolescence
Technology is changing at a rapid fire pace. What
meets your business’ needs today may be
obsolete three years from now. Leasing allows
you the flexibility to maintain a competitive
edge by giving you today’s best technology
then allowing you to upgrade when the equipment
has outlived its advantage.
Fixed
payments through the term of the lease
Unlike bank lines of credit that usually have
variable rates, lease payments are fixed no matter
what happens in the market. By choosing to lease
you won’t be a victim of skyrocketing interest
rates. Remember the 80’s when rates rose
from 9% to over 20% in one year? That can’t
happen with leasing.
Significant
tax and accounting advantages
Leasing eliminates the need for complicated depreciation
schedules since lease payments are generally line
item expenses on your P&I statement. And since
lease payments can usually be treated as a pre-tax
business expense, you may even reduce your taxes.
Paying cash for equipment automatically adds 30-40%
to the cost when you realize that cash profits
and taxes are paid on profits. Leasing is the
right choice! It minimizes demands on cash flow,
eliminates obsolescence, keeps your bank lines
open, saves on taxes and shelters you from the
market.